It is entirely possible for you to greatly improve your chances of getting a Bad Credit Loan.  The first thing that you need to do is be very selective with your lender.  Be aware of how rough your credit score is and use this to weed out lenders who are not willing to go that low.  Also, know precisely what kind of loan you need (an auto loan versus a loan to buy new computer), and use this in the weeding process as well.  Be prepared for tough questions about your credit, and answer them to the best of your ability.  Lastly, make sure to ask for only as much money as you really need.

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